​​How does the Damage Excess work?

​​The Damage Excess is the maximum amount that you are liable to pay for each accident or event of damage, unless the damage relates to the exclusions listed below. 

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The Damage Excess shown in the table above is payable regardless of where the accident or damage occurred (ie. there are no separate or additional excesses for on-road, off-road or night driving etc). 

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Damage Cover Exclusions (things that are NOT covered by insurance)

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Subject to any Adventuremore Additional Benefits, our damage cover DOES NOT cover you for the following damage, even if you have Silver or Gold liability reduction options: 

• Damage caused by You deliberately or as a result of lack of care or negligence;

• Overhead  or Underbody Damage;

• Damage caused by total or partial immersion in water;

• Damage to the wheels or tyres (less any Adventure More benefits);

• Damage caused as a result of the vehicle tipping or rolling over whist on any Beach;

• Damage to any of the Camping Equipment;

• Damage as a result of a major Breach of the Rental Agreement;

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Adventure More Benefits - Terms & Conditions

• To be eligible for Included Benefits you must selected Adventure More Cover prior to the commencement of your rental. 

• Included benefits are payable only in relation to accidental damage. 

• Included Benefits are payable only for those items listed.  We do not pay for any associated or incidental costs such as, but not limited to, travel to or from a repairer or accommodation.

• In some instances you may be required to pay for the cost of repair and seek reimbursement from us.  Reimbursement for Included Benefits will only be made where We are satisfied that the claim is legitimate and a valid, 3rd party tax invoice as well as photographs of the scene have been supplied by you. 

• We do not reimburse unused days, including amounts paid for Adventure More Cover, if your rental finishes early.

• Adventure More Included Benefits are not payable and your liability is not reduced in circumstances where damage has been caused by a breach of the Rental Agreement.

Please ensure you read and fully understand our Rental Terms HERE before the start of your hire.